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Texas Business Insurance
Statewide commercial insurance programs for Texas businesses, from single location shops to multi site operations.
Texas coverage with North Texas roots
4J is licensed in Texas and Oklahoma and based in Frisco. We serve businesses statewide, with deep local knowledge in Collin County, Denton County, and the North Texas corridor. Our employee benefits practice for mid-sized North Texas employers works the same footprint.
Where we serve
Collin County
Frisco, Plano, McKinney, and the rest of Collin County, one of the fastest growing business corridors in the country.
Denton County
Denton, Lewisville, and the growing businesses along the Interstate 35 corridor in Denton County.
Where your risk actually sits
Collin, Denton, Tarrant, and Dallas county businesses all face different exposures depending on what they build, store and service. These pages go straight to the coverage questions each operation runs into:
Collin County
- Collin County Business Insurance
The starting point for Frisco, Plano and McKinney operations. - Collin County Contractors
Contract requirements, additional insureds, and the coverage a bid depends on. - Collin County Electronics Manufacturing
High-value inventory, equipment breakdown, and product exposure. - Collin County Metal Manufacturing
Fabrication, machinery, and the losses that follow the shop floor. - Collin County Professional Services
Professional liability, cyber, and client contract requirements. - Plano Professional Services
City-specific guidance for Plano firms.
Denton County
- Denton County Business Insurance
The starting point for Denton, Lewisville, and the I-35 corridor. - Denton County Contractors
Contract requirements and the coverage general contractors ask you to carry. - Denton County Machine Shops
Tight-tolerance work, high-value equipment, and shop-floor claims. - Denton County Professional & Healthcare
Professional liability, cyber, and higher-education exposures.
Tarrant County
- Tarrant County Business Insurance
Manufacturing, logistics, and construction across Fort Worth, Arlington, and the Alliance corridor.
Dallas County
- Dallas County Business Insurance
Professional firms, healthcare, and the southern logistics hub across Dallas, Irving, and Garland.
Wherever you are in Texas, start here
The free Coverage Audit works the same in every county. Send your policies, we read them the way they will be read after a loss, and you get a plain language gap report.