Our Team & Professional Network

 4J Leadership & Insurance Operations 

Our clients work directly with 4J. Our internal team leads the relationship, coordinates coverage strategy, and supports the day-to-day operations behind each account.

Deon R. Williams, MLS, REBC, CLCS

Founder & Principal Agent

 Deon holds a Master of Legal Studies in Risk Management & Insurance from Texas A&M University School of Law. He leads 4J Insurance Agency’s commercial risk and employee-benefits practice, bringing together insurance experience, advanced risk-management education, claims and investigative expertise, and independent-agency leadership. 

He serves as the primary strategist and client advocate, coordinating coverage decisions, market relationships, and the professional resources required for each engagement.

About Deon → 
LinkedIn Profile ↗

Sandhya "Sandy" Vulluri

Insurance Operations Coordinator| Commercial Lines Support

Sandy supports the administrative and account-service operations behind 4J’s client-service model. Her responsibilities include gathering and organizing client information, preparing applications and submission materials for licensed producers, coordinating carrier follow-up, maintaining agency-management-system records, assisting with agency-billed invoicing and finance-agreement administration, and  tracking renewal, endorsement, audit, certificate-request, and other service workflows through completion. 

She works under the direction of licensed insurance professionals and helps keep client files, carrier communications, and service workflows organized and moving efficiently. Sandy speaks English, Telugu, and Hindi and can assist with administrative and account-service communications in each language. 

 Multilingual Client-Service Support: English · Telugu · Hindi 

“If you want to go fast, go alone. If you want to go far, go together.”

At 4J Insurance Agency, we believe our clients are better served when the right expertise is brought to the table. Our professional network extends 4J’s capabilities across commercial insurance, employee benefits, specialty markets, carrier relationships, and agency infrastructure, while 4J remains your primary point of strategy, coordination, and accountability.

Enzo Pellegrini, CIC, CMSR

Commercial Insurance Consultant

 Available through 4J Insurance Agency’s affiliation with Premier Group Insurance (PGI) 

Enzo serves as an additional commercial insurance resource to 4J, bringing specialized commercial-lines experience and technical perspective to accounts that benefit from additional market or coverage expertise. Working alongside 4J, he provides another layer of support for risk evaluation, market strategy, and the development of commercial insurance solutions.

4J remains the client’s primary point of coordination, bringing Enzo’s expertise into the process when appropriate for the account.

General Agency Resource

Luke Alvarez

Executive Sales Consultant | Warner Pacific Insurance Services

 Available through 4J Insurance Agency’s general-agency relationship with Warner Pacific 

Luke supports 4J’s employee benefits practice with group health market resources, carrier access, quoting support, plan comparisons, and case development. Through Warner Pacific, he helps 4J evaluate fully insured, level-funded, and other employer-sponsored benefit options and access additional carrier and general-agency resources when appropriate.

4J remains the client’s primary point of coordination, incorporating Luke and Warner Pacific’s resources into the benefits process when they add value to the engagement.

 LinkedIn Profile ↗ 

Grant Plumer, MBA 

 Sales Representative | The Insurance Exchange 

 Available through 4J Insurance Agency’s general-agency relationship with The Insurance Exchange 

Grant supports 4J’s employee benefits practice with group medical market resources, quoting support, plan comparisons, case development, and carrier-specific assistance. Through The Insurance Exchange, he provides additional resources for evaluating employer-sponsored health plan options and developing competitive benefit solutions appropriate to each group.

4J remains the client’s primary point of coordination, incorporating Grant and The Insurance Exchange’s resources when additional market analysis or carrier support benefits the engagement.

 LinkedIn Profile ↗ 

Ryan King

Senior Vice President | RT Binding Authority, a division of RT Specialty 

 Available through 4J Insurance Agency’s wholesale relationship with RT Specialty 

 2026 RT Specialty Binding Authority Broker of the Year 

Ryan is a key wholesale and specialty-market resource supporting 4J Insurance Agency on complex and hard-to-place commercial risks. As a Senior Vice President with RT Binding Authority, he brings extensive specialty-market knowledge to market clearance, binding-authority placements, excess and surplus lines opportunities, and risks requiring access beyond the traditional admitted marketplace.

In 2026, Ryan was recognized as one of RT Specialty’s Binding Authority Brokers of the Year, an honor presented at the RT Specialty Broker Conference. His recognition is particularly meaningful given the breadth of RT Specialty’s binding-authority platform, which Ryan Specialty describes as among the largest in the United States.

Through 4J’s relationship with RT Specialty, Ryan provides another layer of market expertise and specialty-placement capability when an account demands a more creative or specialized solution. 4J remains the client’s primary broker and point of coordination, bringing Ryan and RT Specialty into the placement strategy when their capabilities can create additional options for the client.

 LinkedIn Profile ↗ 

4J Insurance Agency combines independent agency leadership with the broader carrier relationships, commercial and personal-lines expertise, accounting resources, licensing support, and operational infrastructure available through Premier Group Insurance. These resources allow 4J to remain personally accountable to our clients while drawing on additional institutional capabilities when an account or placement requires them.

The professionals below are Premier Group Insurance executives and resources available to support 4J through our affiliation with PGI. They are not employees of 4J Insurance Agency.

Rex Hickling, CPCU, AIM

 Executive President | Premier Group Insurance 

Rex provides executive-level support to 4J through our affiliation with Premier Group Insurance. His leadership gives 4J access to broader carrier relationships, senior market contacts, and PGI's institutional resources when an opportunity requires additional leverage or executive-level market engagement.

For larger or more complex commercial opportunities, Rex can help bring the appropriate carrier, wholesale, and PGI resources together around 4J's placement strategy. 4J remains the client's broker and primary point of accountability throughout the engagement.

Matt Genova, CPCU, AAI

President, Commercial Lines & Agency Performance | Premier Group Insurance

Matt serves as a senior commercial-lines resource supporting 4J through our affiliation with Premier Group Insurance. He brings additional expertise to complex commercial accounts, helping evaluate market strategy, carrier positioning, coverage challenges, and placement opportunities that may benefit from broader technical or institutional support.

For larger or more sophisticated commercial risks, Matt can help 4J engage PGI’s carrier relationships and commercial-lines resources while providing an additional level of strategic perspective during the placement process. 4J continues to lead the client relationship, coverage strategy, and overall engagement.

Shawn Michael Walker 

President, Personal Lines | Premier Group Insurance 

Shawn provides senior personal-lines expertise and carrier-market support to 4J through our affiliation with Premier Group Insurance. His experience and industry relationships give 4J access to additional carrier resources, market insight, and strategic support when a client’s personal insurance exposures require broader expertise or specialized placement consideration.

That capability becomes particularly valuable when 4J is managing a broader client relationship involving both business and personal risk. Shawn and PGI’s personal-lines resources allow 4J to coordinate those exposures within a more comprehensive insurance strategy while 4J remains the client’s primary point of relationship and accountability.

Areli Perez-Enriquez 

Vice President | Premier Group Insurance

Areli provides 4J with access to the operational infrastructure behind Premier Group Insurance. Her support connects 4J with PGI resources involving agency licensing, commissions, accounting, agency-billed business, premium-finance administration, and related operational processes.

This infrastructure helps ensure that complex placements are supported not only by market access, but also by the licensing, billing, accounting, and administrative systems required to move business efficiently from placement through ongoing service. 4J remains responsible for the client relationship while drawing on PGI’s broader operational resources when needed.