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Property types
What changes when the asset changes. Multifamily, commercial, mixed-use, student and senior housing and build-to-rent each carry different occupancy, valuation and liability profiles.
Coverage
The coverages that exist because you manage property for other people — professional liability, management liability, crime and habitational property — and where the general commercial lines still apply.
Risk management
Moving risk to the parties who create it. Vendor requirements, certificates, additional insured status and the contract language that decides whether any of it works.
HOA and community associations
Texas treats condominium associations and residential subdivision associations differently, and the difference is statutory. This cluster explains which regime applies to which association and what each one actually requires.
Property management glossary
Master policy, common elements, loss assessment, ordinance or law, property coinsurance. The terms that appear in declarations, management agreements and certificates — defined in the sense the document is using them.
Coverage audit
We read the policies, the management agreement and the vendor requirements together, and report where they disagree. No quote required.