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Customer vehicle damage at a car wash

A general liability or BOP policy does not automatically insure every customer vehicle loss. Coverage depends on the form, exclusions, legal liability and whether the wash has custody or control of the vehicle.

Garagekeepers and customer-vehicle checklist

Confirm whether garagekeepers or alternative customer vehicle damage terms apply, per-vehicle limits, deductibles, direct primary versus legal liability, equipment contact exclusions and the claims reporting process.

Explore Texas car wash insurance or request a coverage audit.

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Request a Car Wash Insurance Coverage Audit

Review your car wash insurance now. Compare premium, exclusions, machinery, customer vehicle damage and business income for your actual coverage needs.

No coverage is effective until the insurer approves and the requested policy is bound.